Terms of Service

Welcome to the website of Tubre Family Financial (“we,” “us,” or “our”). By using this website, submitting forms, or scheduling a call, you agree to the following Terms of Service. If you do not agree, please do not use this site.


1. Purpose of This Website

This website is provided for informational purposes only. It is designed to help individuals learn about life insurance options and request information or consultations. We do not provide legal or tax advice.

Submitting information on this website does not guarantee insurance coverage, approval, or specific rates.


2. No Obligation or Sales Pressure

All calls, consultations, and communications with Tubre Family Financial are no-pressure and no-obligation. You are never required to purchase a policy.

Our goal is to help you understand:

Whether you may need coverage

What coverage you may qualify for

What options are available

The decision to purchase insurance is always yours.


3. Use of Information & Communications

By submitting your information through this website, you consent to being contacted by Tubre Family Financial via phone call, text message, email, or voicemail regarding your inquiry.

You may opt out of communications at any time by replying “STOP” to text messages or requesting removal via email.

We do not sell your personal information to third parties.


4. Accuracy of Information

You agree to provide accurate and truthful information when submitting forms. Inaccurate or incomplete information may affect eligibility, quotes, or policy approval.


5. Insurance Carriers & Licensing

Tubre Family Financial is an independent insurance agency and may work with multiple licensed insurance carriers. Coverage availability, rates, and approval are determined solely by the insurance carrier, not by this website.


6. No Guarantees

Insurance approval, pricing, and benefits are not guaranteed and are subject to underwriting guidelines set by insurance carriers. Past results do not guarantee future outcomes.


7. Intellectual Property

All content on this website—including text, logos, graphics, and branding—is the property of Tubre Family Financial and may not be copied, reproduced, or used without written permission.


8. Limitation of Liability

We are not responsible for any direct or indirect damages resulting from the use of this website or reliance on its content. Use of this site is at your own risk.


9. Changes to These Terms

We may update these Terms of Service at any time. Continued use of this website constitutes acceptance of any changes.


10. Contact Information

If you have questions about these Terms of Service, please contact:

Tubre Family Financial
[email protected]
8302145222